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Loan Rates

Loan Rates – Effective 06/01/2017 APRTerm
Auto – 2014 & Newer as Low as 2.70% 60 Months
Auto – 2014 & Newer as Low as 3.04% 72 Months
Auto - 2014 & Newer as Low as 4.70% 84 Months
Auto - 2013 & Older as Low as 2.85% 60 Months
Auto - 2013 & Older as Low as 3.17% 72 Months
Motorcycle - 2014 & Newer as Low as 3.20% 60 Months
Motorcycle - 2014 & Newer as Low as 3.54% 72 Months
Motorcycle - 2014 & Newer as Low as 5.20% 84 Months
Motorcycle - 2013 & Older as Low as 3.35% 60 Months
Motorcycle - 2013 & Older as Low as 3.67% 72 Months
ATV & Watercraft - 2014 & Newer as Low as 4.20% 60 Months
ATV & Watercraft - 2014 & Newer as Low as 4.54% 72 Months
ATV & Watercraft - 2014 & Newer as Low as 6.20% 84 Months
ATV & Watercraft - 2013& Older as Low as 4.35% 60 Months
ATV & Watercraft - 2013 & Older as Low as 4.67% 72 Months
Signature Loan as Low as 8.50% 24 Months
Signature Loan as Low as 8.75% 36 Months
Signature Loan as Low as 9.00% 48 Months
VISA Credit Card as low as 8.99% N/A
VISA Secured Credit Card 10.00% N/A
Happy Birthday Loan 18.00% 12 Months
Life Happens Loan 18.00% Up to 24 Months
Share Secured 3.00% + Share Dividend Rate Up to 120 Months
Share Certificate Secured 3.00% + Share Certificate Rate Up to Certificate Maturity Date
Credit & Savings Builder Loan 8.00% 12 to 60 Months

Savings Rates

Savings Rates – Effective 06/01/2017 Minimum BalanceAPYDividend Rate
Regular Savings $300.00 0.10% 0.10%
“J” Second Savings $300.00 0.10% 0.10%
Share Draft Checking $.00 0.00% 0.00%
Club Accounts $.00 0.00% 0.00%
Money Market $5,000 - $24,999 $5000.00 0.25% 0.25%
Money Market $25,000 - $49,999 $25000.00 0.35% 0.35%
Money Market $50,000 + $50000.00 0.50% 0.50%

Share Certificates

Share Certificate Rates – Effective 06/01/2017 Minimum DepositAPYAPR
12 Months $500.00 0.50% 0.50%
24 Months $500.00 0.75% 0.75%
36 Months $500.00 1.00% 1.00%
48 Months $500.00 1.25% 1.25%
60 Months $500.00 1.60% 1.60%
Special New Money 30 Month (limited time) $2500.00 1.50% 1.50%
Special New Money 60 Month (limited time) $2500.00 2.50% 2.50%