Share Draft Accounts (Checking)

Ohio’s First Class Credit Union (OFCCU) offers two types of Share Draft Accounts. All OFCCU accounts offer free online banking, so your financial control is always at your fingertips.

Regular Checking

The Regular Share Draft account is a convenient worry free account that offers many great features, including:

• Unlimited check writing and no per check
  charges
• Free Online Banking and Bill Payer services
• Free Mobile Banking
• Master Card Debit Cards
• Free E-statement
• Overdraft protection (must meet
  qualifications)

Second Chance Checking

Our Second Chance Checking provides an opportunity for those that do not qualify for a regular share draft account.

This account has many of the same features as our regular share draft with smaller limits on debit card activity. Second Chance Checking does incur a monthly fee and a very strict limit of negative activity. Overdraft protection is NOT available with this program.