Share Draft Accounts (Checking)

Ohio’s First Class Credit Union (OFCCU) offers two types of Share Draft Accounts. All OFCCU accounts offer free online banking, so your financial control is always at your fingertips.

Regular Share Draft

The Regular Share Draft account is a convenient worry free account that offers many great features, including:

  • Monthly maintenance fee can be waived
  • Unlimited check writing and no per check charges
  • Free Online Banking and Bill Payer services
  • Free Mobile Banking
  • MasterCard Debit Cards limits
  • Free E-statements
  • Overdraft protection available
  • Card Valet
Second Chance Share Draft

The Second Chance Share Draft account provides an opportunity for those that do not qualify for a Regular Share Draft account.

Opening deposit of $50 Required

Direct deposit required

Monthly maintenance fee applies

  • Unlimited check writing with no per check charges
  • Free Online Banking and Bill Payer services
  • Free Mobile Banking
  • MasterCard Debit Cards limits
  • Free E-statements
  • Overdraft protection not available
  • Card Valet